A Fathers Dilemma: Can We Help Our Children, Without Crippling Them

Breakdown in the Becky Lane!I'd just sat down at my office away from home, the local Panera, when another regular customer, Harold, sidled up to my table. We'd chatted a number of times before, and he was intrigued by my title of Financial Sanity Coach and knew I had been working on my book, "Good Debt, Bad Debt" (Penguin-Portfolio,Jan. 2005) at this very table for the past year. Today he sought...

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The Top 10 Ways to Reduce Expenses When You're Between a Rock and a Hard Spot

If you're in a career transition with limited financial reserves or up to your neck in alligators from overspending, run to, not from the problem. The longer you carry this issue around the heavier it will get. Choose to implement all of the action items below to immediately reduce your spending. Better yet, make it a game to see how low you can get your expenses...you just might find that less...

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Canadian Term Insurance Explained

Canadian term insurance may be a new idea for many people who think of whole life insurance as simply a policy you pay throughout your lifetime, but term insurance is actually a better option for most people for several reasons.Term life insurance is basically a life insurance policy that lasts for a specified period of time. Unlike whole life insurance policies which last from the moment they are...

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Guaranteed Issue Life Insurance

Helping the "uninsurable" secure coverage is challenging. Clients who have health problems or have been denied coverage in the past still need life insurance. One option is guaranteed issue life insurance. Given the high risk nature of coverage, few insurers offer it. However with a little preparation and extra effort, you can find the right policy.Life Insurance Medical QuestionsHigh risk clients...

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Term Life Insurance: Finding Your Rate Online

Term life insurance rates vary more than most people might imagine. Depending on the life insurance company you choose, you could end up paying a lot higher rates for the same policy.Surprisingly, many people will shop around for the best price on a toaster or a hotel room but when it comes to picking a term life rate that fits their budget, most don't want to do much searching. Part of the reason...

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